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  • Can you appeal if your Social Security Disability application is dismissed?

    Can you appeal if your Social Security Disability application is dismissed?

    The Social Security Disability association can reject the application of the candidate if they are not satisfied with the requirements. The applicant, however, can appeal again to the Social Security appeal council. The applicant must carefully understand the process to present the case strongly. They can visit Recovery Law Group for good advice.

    When is the best time to appeal?

    Timing plays an important role in all decisions. Same is true in this case. The applicant must apply within 60 days of receiving the rejection letter. In case of a late appeal, he must justify the reason for being late. Suppose the late appeal could be due to the late arrival of the rejection letter. The applicant can show the receiving date and can ask for more time.

    Four stages of appeal

    There are four stages of appeal under which the case can be reviewed. These are-

    1. Reconsideration

    The first and foremost stage of appeal is a reconsideration. The decision for reconsideration depends upon the Social Security council. The council will observe the case again, and if they find any possibility, they may offer for reconsideration. The reconsideration decision can also be in negative if the appeal council feels the case has been rightly dismissed.

    1. Trial by an Administrative law Judge

    The applicant can nevertheless appeal if he/she differs with the reconsideration call. A trial will be conducted by an administrative judge, where they can appeal for their case. To maintain the integrity of the case, the administrative judge is an unbiased authority, who had no role to play in the previous decision. The administrative judge will inform the applicant the time and place of the hearing before hand. For the convenience of the disabled person, the trial is conducted within 75 miles of their residence.

    The applicant must prepare his case best by hiring an advocate and collecting more evidence like medical reports and doctor’s review. The presence of the applicant during the trial can also push the judgment in favor of the applicant. The verdict is then declared after the trial, the copy of which is sent to the applicant via mail.

    1. Review by the Appeals Council

    Again, if the applicant is not satisfied by the trial, they can appeal for a review by the Social Security Administrative council. The Social Security appeal council will not waste time on the case if they feel the trial is justified. If at all the council agrees to review, they may either send the case back for trial or resolve the case by themselves. In any circumstances, the applicant will receive a letter or mail with the verdict.

    1. Review by the Federal court

    The applicant has another window if they disagree with the decisions taken so far. They can appeal further by filing a lawsuit in a Federal district court.

    The appeal could stretch if not covered properly with the right workout and due medical certificates. For good advice call on 888-297-6203.

     


      *Are you more than 60 days past due on your mortgage?

      *Do you own a home?

      Are you currently working?

      By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

    • Potential reasons for the dismissal of Social Security Disability Benefits

      Potential reasons for the dismissal of Social Security Disability Benefits

      The Social Security Disability Insurance association offers benefits to people suffering from a disability. It can at the same time dismiss the applications if it does not satisfy the norms. What may be the reasons to dismiss? The applicant must know before filling the form. They can log on to Recovery Law Group for a clear perspective.

      Reasons for dismissing Social Security Disability Benefits can be the following-:

      1. Improper or incorrect information filled in the form by the applicant. There is a form that the applicant needs to fill to apply for the benefit. He/she must fill the form accurately or the administrator can dismiss the case.
      2. The monthly salary of the applicant is more than $1,040. With such a salary the applicant can handle his medical expenses; hence he may not need financial Hence, the administrator can dismiss the case.
      3. The disability will be cured within 12 months. The disability must last more than 12 months to qualify for Social Security Disability benefits. Small disability can be overcome and covered by the applicant if it is not severe and is recovered within 12 months. The applicant may get fit for gainful employment.
      4. The applicant did not present the medical records and related information about the disability requested by the Social security Administrators. The medical reports show the severity of the client’s disability condition that helps the administrator to get a clear perspective of the disability. If the medical report does not satisfy the associates, they can dismiss the case.
      5. Due to the improper address on the application, the SSDI associates may not be able to locate the applicant and hence can dismiss the case. Hence, to gain benefits the applicant must fill their present address with absolute clarity in the form.

      The SSDI & SSI are for the benefits for people suffering from a disability. They want to really help people. However, the applicant must satisfy the associates and fill the form accurately. The benefits can help the applicant lead a decent life and cover his/her medical expenses. Dependent members like spouses and children of the applicant are also liable to enjoy the Social Security benefit. As the source of income is stopped due to disability. The SSDI & SSI are there to help genuine people and wants to steer clear from people who can misuse the benefits. The applicant can gain more information by calling on 888-297-6203.


        *Are you more than 60 days past due on your mortgage?

        *Do you own a home?

        Are you currently working?

        By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

      • Eligibility for SSDI & SSI Benefits

        Eligibility for SSDI & SSI Benefits

        The laws are made for the benefits of the citizens of the USA. However, while some may be ignorant to use it, others are too intelligent to wrongly employ it for their benefit. Hence, the Government, in order to prevent misuse of the benefits have issued forms/application that allows them to choose the right candidate. The right candidate apparently, may not know about the benefits they can get and may miss and suffer unnecessarily. The site Recovery Law Group helps such candidate to apply and get the SSDI & SSI Benefits.

        SSDI or Social Security Disability Insurance & SSI or Social Security Income are benefits that a person can avail in case of a disability that may prevent him/her to carry out normal living condition. The person’s disability may be temporary or permanent. The disability may leave a person redundant and incapable of performing any work without the help of another person.

         A disabled person can apply for benefits if he/she qualifies the following criterions.

        1. Duration

        A person may be disabled for six months or for a few years. The government sites people who will remain disabled for a year or so. Minimum 12 months/ a full year the candidate should be out of work due to a disability, only then he is eligible for benefits.

        1. Working conditions

        Will the candidate be able to continue work after being disabled? What was the income before he was disabled? These are a few questions that need to be answered by the candidate.

        • The candidate due to a disability may not go back to work even after he is cured. In conditions like an amputated leg or hand may prevent the candidate to take up the previous and
        • his average gross earnings from the previous job were less than $ 1,040 per month,

        then he is eligible for the disability benefits.

        1. Substitute work

        Maybe the candidate is not able to continue his previous work but is eligible to do other work to generate income, then he is unlikely to get the benefits. Many disabled persons can be well-qualified/experienced/ to work, despite being disabled.

        1. Condition during disability

        Candidates who are required to visit the doctor regularly for their medical condition and are unable to do any other work, i.e. completely bed-ridden qualify for the benefits.

        1. List of disablements

        A list is designed that contains severe medical conditions. If the candidate’s condition falls under that list, then the candidate becomes automatically eligible for disability benefits. However, even if the conditions of the candidate do not fall under the list but, the severity of the condition falls alongside the List of Impairments, the Social Security Administration qualifies him for disability benefits.

        If the person is disabled due to an accident, he/she must take the disability benefits. For more information call 888-297-6203.


          *Are you more than 60 days past due on your mortgage?

          *Do you own a home?

          Are you currently working?

          By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

        • List of Impairments That Qualify for Disability Benefits

          List of Impairments That Qualify for Disability Benefits

          The government of the USA has some good plans to help people with disability. The nature of disability has been chalked out into a List of Impairments. This list of impairments consists of 14 medical conditions which can make a person aspirant for life-long payment benefits. These medical conditions prevent people to work and get employed to earn, leaving them with no means to lead a decent life. The candidate can visit Recovery Law Group to know whether his/her disable condition falls within or near to the list of impairments.

          1. Musculoskeletal disorder (MSD)

          MSD or Musculoskeletal disorders are disorders or injuries in the muscles, ligaments, tendons, discs, nerves or blood vessel. This may affect the musculoskeletal system of the body, making it difficult or incapable of any body movement. Most of the workplace injuries fall under MSD.

          1. Sensory organ disorder

          Any disorder in sensory organs may make a person blind, deaf or speechless. Such conditions may prevent a person to perform work. such disorder can be from birth or may occur due to some accident.

          1. Respiratory system

          Any disorder related to the respiratory system like breathing problems that may pose difficulty in leading a normal life.

          1. Cardiovascular system

          Disorder of heart or circulatory system.

          1. Digestive system

          Disorder of the digestive system-stomach, intestine, etc. causing gastrointestinal hemorrhage or other problems.

          1. Genitourinary impairments

          This may include problems of the urinary tract like renal dysfunction.

          1. Haematological system

          This category includes disorder of the blood and blood-forming organs. The list may include -chronic anemia, sickle cell disease, chronic thrombocytopenia, hereditary telangiectasia, coagulation defects, polycythaemia vera, myelofibrosis, chronic granuloma cytopenia & Aplastic anaemia.

          1. Skin disorder

          Skin disorders can be due to hereditary, congenital or accrued pathological conditions. This impairment covers skin disorders like Ichthyosis, chronic infections of the mucous or skin, bullous diseases, dermatitis, hidradenitis suppurativa, burns, and genetic photosensitivity disorders.

          1. Endocrine disorders

          Endocrine disorders accompany imbalance of hormones in the body leading to complications in the body system that may cause disability to a person.

          1. Disablements that may affect multiple organs

          Non-mosaic Down Syndrome is a case where the patient has an extra copy of chromosome 21 in every cell of the body. This affects the neurological, mental & skeletal system, resulting in many disorders like impaired visions, hearing problems, or heart disease.

          1. Neurological disorders

          Disorders of the brain and nervous system like epilepsy, brain tumour, multiple sclerosis, traumatic brain injury, ALS- Amyotrophic Lateral Sclerosis, convulsive epilepsy, Parkinsonian Syndrome, cerebral Palsy, spinal cord or nerve root lesions, anterior poliomyelitis, myasthenia gravis, muscular dystrophy, peripheral neuropathies, degenerative diseases, cerebral trauma, syringomyelia are in the list of impairments.

           The nature and severity of the disability caused by neurological disorder helps the client in acquiring disability benefits.

          1. Mental disorders

          Disability caused by mental disorders needs to be proved by proper medical documents. The nature of mental disorder-whether it is of permanent or temporary nature. If temporary will it last beyond a year. Since any disability must last for a minimum 12 months to gain benefit.

          1. Malignant Neoplastic diseases

          HIV infected persons who are rendered completely disabled can apply for Social Security benefits.

          1. Immune system disorder

          Disability can occur due to poor immune system or immune system disorder.

          Depression may also likely be considered in the list of impairments. However, the severity of depression and problems caused by depression that may render a person disable is scrutinized before issuing the Social Security disability benefit. For more information call on- 888-297-6203.


            *Are you more than 60 days past due on your mortgage?

            *Do you own a home?

            Are you currently working?

            By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

          • SSDI & SSI Benefits

            SSDI & SSI Benefits

            SSDI or Social Security Disability Insurance & SSI or Social Security Income are two plans by the US Federal association that aims to aid the person and their dependent families suffering from a disability. Disability can occur to any person due to accident or any disease that can make them redundant to earn. Such people cannot be ignored and left without any financial help. The USA government is considerate about such people and hence introduces such programs that can allow decent life to the disabled people. To avail the help the candidate must apply for the benefits and can take help of Recovery Law Group to fill forms and follow the various criterions to earn the benefits.

            These benefits can be availed by people who satisfy the following requirements-:

            • Must own USA citizenship or nationality.
            • Must pay taxes and have a Social Security number.
            • Disabled or blind due to some accident and are not able to work for their living.
            • Adults suffering from disability or blindness since childhood
            • The children of the disabled
            • The spouse of the deceased disable person.
            • Must have minimal income and resources to meet the day-day requirements.
            • Must be insured.

            Both of these insurances although, operate on different parameters, both need to be satisfied at one important criterion; that is the disabled beneficiary must pass through the required medical examination. The insurance is overseen by the Social Security Administration that makes sure that the benefit goes to the right candidate.

            The government needs to arrange the money that the candidate will get, which it extracts from the Social Security taxes paid by its citizens. However, if the candidate has worked well before being disabled, and paid his taxes on time, he/she has a good credit score. A good credit score makes the client eligible for SSDI & SSI benefits. The monthly allowance are hence, based on the candidate’s Social Security score.  If the monthly allowance is less than what the Government has ascertained; the Federal government takes on their shoulder to furnish the deficient amount. The candidate will not only get the monthly allowances as benefits, but also medical coverage for his visit to hospitals for check-ups. For more information, you can call on 888-297-6203.


              *Are you more than 60 days past due on your mortgage?

              *Do you own a home?

              Are you currently working?

              By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

            • Good News for Chapter 7 Debtors! Cannot Have Two Pending Cases Simultaneously Says Court

              Good News for Chapter 7 Debtors! Cannot Have Two Pending Cases Simultaneously Says Court

              For most people, filing for bankruptcy is the best legal way to get rid of insurmountable debt. Of the two chapters in which individuals can file for bankruptcy, Chapter 7 is preferred since it takes relatively less time to get discharge and thanks to the various exemptions, you are able to protect almost all your property. However, if despite filing for bankruptcy under Chapter 7, you are unable to get a discharge, it can result in huge stress on the individual. According to Dallas based bankruptcy law firm https://bankruptcy.staging.recoverylawgroup.com/, such an incident occurred with an individual who had filed for Chapter 7 bankruptcy. Despite the trustee filing a no-asset report, the case remained open and the debtor did not receive a discharge. After nearly 2.5 years the debtor filed a Chapter 13 bankruptcy case to get rid of the accumulating debts, however, this time, there was no lawyer involved.

              Since there exists a “Single Estate Rule” a debtor cannot have two bankruptcy cases pending simultaneously in court. This is because everything you own becomes part of the bankruptcy estate. Since your belongings remain unchanged, the same bankruptcy estate cannot be a part of two cases at the same time. If a debtor files for a Chapter 13 bankruptcy Dallas case before they got a discharge in a previously filed Chapter 7 case, the latter one is nullified. Since the debtor had filed the Chapter 13 bankruptcy case without an attorney, the court had given the leeway to the client to consult an attorney to consider which of the two bankruptcy cases (Chapter 7 or Chapter 13) dismissed. Thus, having an attorney by your side can make things easier for you. In case you would like to consult your case with expert bankruptcy lawyers call 888-297-6023.


                *Are you more than 60 days past due on your mortgage?

                *Do you own a home?

                Are you currently working?

                By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

              • Is Bankruptcy The Right Decision

                Is Bankruptcy The Right Decision

                The debtor may often ask ‘if bankruptcy is the right decision for me?’. This is so because bankruptcy may be seen as a dishonor or disgrace to their reputation. Consequently, a person not able to clear off his loans is more dishonorable than bankruptcy. In bankruptcy, the debtor is trying to clear some part of the debt, which may not be otherwise possible. The debtor when realizes that in no circumstances, he will swim through the loans successfully, and ultimately drown, must take rescue in bankruptcy. Detail information is available on- https://bankruptcy.staging.recoverylawgroup.com/

                Qualifying for bankruptcy

                The government of the USA has designed bankruptcy to help people stuck in bad loans. The law is quite poignant and not all can qualify to file for bankruptcy. This is so because the Government wishes to prevent misuse and help only the genuine needy ones. The debtor can file bankruptcy under two chapter- 7 & 13. Both have their own qualifying terms, that the applicant must clear. Other loans apart from student loans can seek bankruptcy.  Exceptional cases of student loan are only allowed for bankruptcy.

                Qualifying for Chapter 7

                In chapter 7, a percentage of debt amount is fixed to be cleared within 90 days of the hearing. A mean test can be taken by the debtor to verify his suitability. The mean test consists of comparing his past six months monthly salary to the median income of the state in which he/she resides. Median income may differ from State to State in the USA. The client’s income should be less than the median income to qualify for bankruptcy. The client’s non-exempted properties and assets are then sold to clear the debt.

                Qualifying for Chapter 13

                While you may lose some of your properties in chapter 7, you can save it by filing bankruptcy under chapter 13. The process is the same, paying off a designated debt amount, but in installments within 3 to 5 years of the time period. The debtor does not need to clear a mean test for chapter 13. On the contrary, if he fails, i.e. if his income is less than mean income, he may not be suitable for chapter 13 and the case can be dismissed.

                Chapter 13 is good for people with steady income resource, stuck in child support bill or income tax debt. The client can also apply for chapter 13 after applying for chapter 7, within 8 years of hearing. Chapter 13 not only discharges some percentage of debt amount but also helps the debtor retain his assets.

                Taking a decision to file for bankruptcy must be taken after analyzing the pros and cons of both the chapter. Although bankruptcy is a good procedure, it is an individualized decision, suiting one’s own debt profile. A professional help goes a long way in clearing the confusion and arriving at the right decision. For advice and consultation on bankruptcy call on- 888-297-6203.


                  *Are you more than 60 days past due on your mortgage?

                  *Do you own a home?

                  Are you currently working?

                  By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

                • Who Can Qualify for Bankruptcy?

                  Who Can Qualify for Bankruptcy?

                  Misfortune can come calling to anyone. None can save themselves when bad luck strikes. There are several examples of wealthy and influential people having to file for bankruptcy because they had accumulated many bad loans. Bankruptcy has been used by both individuals and organizations to get rid of various debts. According to Los Angeles based bankruptcy law firm https://bankruptcy.staging.recoverylawgroup.com/, a good bankruptcy lawyer knows that to judge a person under heavy financial debt is futile because there are a number of reasons apart from the obvious, which can lead to a person accumulating huge debts. Some of the common reasons include unexpected medical expenses, loss of a job, messy and costly divorce, natural calamities, etc. A good lawyer will never judge you for falling back on making payments and accumulating a huge amount of debts. It is their job to ensure that you come out of bankruptcy with a chance for a better future.

                  Irrespective of the financial condition of the individual, anyone can face bankruptcy. People from affluential families too can accumulate huge amounts of debts, owing to lifestyle and spending habits. Your income and expenses, as well as your debts, are considered when you are filing for bankruptcy. A bankruptcy attorney can be an asset in such cases as they can help sort out the bankruptcy-related paperwork. For people of any financial strata, bankruptcy is an option for getting rid of debts.

                  Having an asset is not a liability if you are contemplating bankruptcy. Both federal and state government offer exemptions through which you can protect the equity in your assets. Bankruptcy even helps you in case of foreclosure and repossession cases. Having an experienced bankruptcy attorney by your side can be an asset when you are looking for debt relief options. In case you are looking for expert bankruptcy lawyers to consult for your case, call 888-297-6023.


                    *Are you more than 60 days past due on your mortgage?

                    *Do you own a home?

                    Are you currently working?

                    By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

                  • Want to Get Rid of Debts Hire an Experienced Bankruptcy Attorney

                    Want to Get Rid of Debts Hire an Experienced Bankruptcy Attorney

                    If you are facing financial issues and have accumulated a huge debt, hiring an expert bankruptcy attorney, can be the best way to get those debts discharged. Though bankruptcy helps get your unsecured nonpriority debts discharged, your credit history takes a hit. However, with time, you can rebuild your credit and improve your financial stability. According to Los Angeles based bankruptcy law firm https://bankruptcy.staging.recoverylawgroup.com/, bankruptcy is the best legal way to provide you with a fresh financial start. However, all of this is possible when you have an expert bankruptcy lawyer by your side. Finding one is not that difficult if you follow these steps:

                    1. Search using the internet

                    You could either use the Yellow Pages or the internet to compile a list of experienced bankruptcy attorneys in your area. Since the world has gone digital, any attorney worth their salt will have a significant presence on the internet. Surf the websites to get an idea about not just the process, but also the individual. Reviews and statements from clients are an excellent way to be informed about their services. You can shortlist from the various options available for a free consultation.

                    1. Opt for a free consultation

                    Before opting for a free consultation, it is important that you have made a list of all your doubts and queries related to the bankruptcy process pertaining to your case. You can then take time out to meet your selected bankruptcy attorneys to discuss your financial issues and their take on them.

                    1. Clear your doubts

                    It is essential that you are not only comfortable with the lawyer but also has all your doubts related to the bankruptcy process dispelled. Since most individuals filing for bankruptcy are generally unaware of the details of the process, the bankruptcy lawyer should ensure that the client is not just put at ease but also is aware of their options so that they are able to make an informed choice.

                    Bankruptcy is a complex process which sometimes becomes essential for people in dire financial problems. With an experienced attorney by their side, they can be sure that the entire process will go smoothly. No matter what the cause of your impending bankruptcy, an expert bankruptcy lawyer will find ways to get most of your assets saved from being liquidated and get rid of almost all your dischargeable debts. If you are looking for experienced bankruptcy lawyers, call 888-297-6023 to set an appointment.


                      *Are you more than 60 days past due on your mortgage?

                      *Do you own a home?

                      Are you currently working?

                      By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

                    • Common Misconceptions Regarding Bankruptcy

                      Common Misconceptions Regarding Bankruptcy

                      Despite bankruptcy being one of the best methods of legally getting rid of unsecured debts, it is often misunderstood. People look down upon the very idea of filing for bankruptcy due to the unnecessary social stigma attached to it. There are numerous instances of business organizations and personal finances crumbling to eventually end up in financial ruins. According to Los Angeles based bankruptcy law firm https://bankruptcy.staging.recoverylawgroup.com/, people are unaware of of the various misconceptions existing about bankruptcy. If you are undergoing extreme financial stress should consult expert bankruptcy lawyers at 888-297-6023 to clear your doubts regarding misconceptions associated with bankruptcy.

                      • Large debts result in bankruptcy

                      The bad financial situation is something nobody can avoid even after carefully planning your expenses. People often save for a rainy day, however, sudden loss of job or a big medical expenditure accompanied with the home, car and other loans can throw anyone off gear. Filing for bankruptcy in such a situation can help an individual, family or business owner get rid of a huge amount of debt.

                      • Filing for bankruptcy ruins your chances of getting credit

                      When you file for bankruptcy, it appears on your credit report, with your score going down by 130 -150 points on an average. This may sound very dramatic and drastic and initially it is daunting, but in the long run, things don’t end up as bad as they seem. The bankruptcy is removed from your credit history after 7-10 years in the case of Chapter 7. While if you make efforts to improve your credit rating by living within a fixed budget, making regular and timely payments, you might even get a loan in a couple of years.

                      • You end up losing everything in bankruptcy

                      One of the worst fear people have is that filing for bankruptcy will result in them losing all their assets. however, nothing could be far from the truth. Federal and state exemptions are available which help protect a bankruptcy filer’s assets. You can protect up to specified equity of property including your home, car, jewelry, personal property, retirement and pension funds, etc. Basically, bankruptcy provides you with provisions essential to continue your life after the entire case is discharged. In the case of Chapter 7 bankruptcy, many time clients end up keeping all their assets while getting their unsecured nonpriority debt like personal loan, credit card bills, etc. discharged!

                      • All your debts are wiped away with bankruptcy

                      If you think that filing for bankruptcy will magically make all your debts disappear, you have been living under the rock. It is important to realize that certain debts (unsecured priority debts) cannot be discharged even after bankruptcy. Secured debts like car loan or mortgages have assets attached to them. If you wish to keep the property, you need to make payments on those debts or the property (car/home) will be repossessed / foreclosed. Some unsecured debts like a student loan, alimony and child support, government taxes, etc. cannot be discharged despite having a collateral. These are unsecured but priority debts which survive bankruptcy.

                      Having an expert bankruptcy lawyer for your case can, not just clear your doubts but also effectively get rid of your unsecured nonpriority debts so that you can get a fresh financial start.


                        *Are you more than 60 days past due on your mortgage?

                        *Do you own a home?

                        Are you currently working?

                        By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.