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  • Small Business Owners and Bankruptcy

    Call: 888-297-6203

    Filing for bankruptcy by an individual involves several aspects. When it comes to business’ filing for bankruptcy, things get much more complicated. Small business can be either sole proprietorship, limited liability companies (LLC) or corporations. As per Dallas based bankruptcy law firm https://www.staging.recoverylawgroup.com/, when a sole proprietor of business files for personal bankruptcy, there isn’t much legal distinction available between the business and the owner. Any assets that a sole proprietor has are considered those of the owner and thus they end up becoming a part of the bankruptcy estate.

    However, if the business is an LLC or corporations, the two have a separate identity from the owner. This means that the debts of the owner are not the debts of the company and vice versa. Similarly, the assets of the business are not assets of the owner. But things are different when you file for bankruptcy. While filing for personal bankruptcy, the debts of an individual and the business are kept separate, but the assets of the business are considered assets of the owner. Safety of these assets depends on whether you choose to file for Chapter 7 bankruptcy or Chapter 13. If the business involves no assets, then there is no issue. However, if that is not the case, things get a bit complicated.

    When an LLC owner files for personal bankruptcy under Chapter 7 where liquidation of assets takes place, then any asset associated with your business can be sold off to pay your creditors. Despite exemptions being available, all assets become a part of the bankruptcy estate and those which cannot be exempted are liquidated. However, if the LLC is a multi-member LLC, taking any company asset becomes difficult for the bankruptcy trustee. Thus, your assets can be protected in Chapter 7 bankruptcy if your LLC is a multi-member one. Yet, the best way to protect assets is by filing for Chapter 13 bankruptcy.

    In chapter 13 bankruptcy, reorganization of debt takes place. You are expected to make payments over a period of 3-5 years to the bankruptcy trustee. This payment is calculated based on your disposable income. When you file for Chapter 13 bankruptcy, whatever type of small business you have (sole proprietorship, corporation, LLC or multi-member LLC) will remain unaffected by your personal bankruptcy. The only thing of concern will be the income generated through your business which will help in the calculation of your disposable income.

    If you are a small business owner, struggling with finances and contemplating bankruptcy, it is ideal that you consult with experienced bankruptcy lawyers regarding your case. If you haven’t contact one, you can speak with skilled attorneys at 888-297-6023.


      *Are you more than 60 days past due on your mortgage?

      *Do you own a home?

      Are you currently working?

      By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

    • Is It Difficult to Get an Apartment on Rent After Bankruptcy?

      Is It Difficult to Get an Apartment on Rent After Bankruptcy?

      Call: 888-297-6203

      Starting life afresh after bankruptcy might be a bumpy road but nothing compared to what you probably had been enduring for a long time before choosing bankruptcy as your way out of the financial mess. Getting an apartment on rent might be slightly difficult though not impossible for someone who has just come out of bankruptcy. Though potential landlords might take into account the fact that you had previously filed for bankruptcy, Los Angeles based bankruptcy law firm https://www.staging.recoverylawgroup.com/ informs that there are other factors that are taken into consideration. These include:

      • Disposable income

      When you get a bankruptcy discharge, the debt to income ratio changes making more disposable income available for you. This is probably the reason why just after bankruptcy discharge you get many new offers for credit cards. Similarly, if potential landlords find there is substantial disposable income at hand, then bankruptcy won’t matter.

      • Previous rental history

      A good rental history can swing the vote in your favor despite you have filed for bankruptcy. If you always paid your rent on time and never broke your lease agreement previously then bankruptcy might be a deterrent for you.

      • Employment history

      Your current employment, whether temporary or permanent as well as your employment history, is considered by most landlords when it comes to letting an apartment for rent!

      • Reason for a bankruptcy filing

      Many times, unforeseen circumstances can lead to people accumulating huge amounts of debts. Divorce, sudden medical expenses, loss of a job, etc. can lead to huge amounts of debts with bankruptcy as the only way out. Telling prospective landlords, the reason for your financial distress might work in your favor, especially if you can assure them that bankruptcy won’t affect your ability to pay the rent.

      Your credit report provides an insight into the way you have been handling your finances after your bankruptcy filing. All details regarding your bankruptcy can be assessed through it. Since bankruptcy can play an important role in various aspects of your life, it is important to consider it seriously. Consulting an experienced bankruptcy attorney is advised for a bankruptcy discharge. You can call 888-297-6023 to discuss your case with the best bankruptcy lawyers.


        *Are you more than 60 days past due on your mortgage?

        *Do you own a home?

        Are you currently working?

        By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

      • Can Your Spouse’s Bankruptcy Affect You?

        Call: 888-297-6203

        When you marry someone, a lot of things change. While building a life with someone, there are several things that people are concerned about, a credit score is probably not on the top of the list, but it makes the list. The concern is genuine as Los Angeles based bankruptcy law firm https://www.staging.recoverylawgroup.com/ explains. Though after marriage, the credit history of the spouses does not merge, yet a bad credit score can affect their chances of getting a combined loan.

        Before coming to any conclusion, it is important that you understand that individual credit scores are not affected by marriage. However, as you start your new life your needs also change according to your lifestyle. You might think of buying a new car or a bigger house. All these expenses require you to take a new loan, which would in all probability be a joint one. If either of the partners has a bad credit score, the combined credit limit decreases. If your spouse had previously filed for bankruptcy, this could cause additional difficulty in getting a loan.

        There is no need to lose heart as everything is not lost. You can seek consultation from experienced bankruptcy attorneys by calling 888-297-6023. Qualified lawyers will explain that if you need a new debt you could always opt to be a co-signer instead of taking a joint mortgage/loan. Some banks allow the option of getting a mortgage with a co-signer for a year and later (if you have made regular timely payments on it) refinance it without a co-signer. Though this is a great way to get what you want, you need to make efforts to put your spouse’s credit back on track.

        This can be done by getting them a new credit card and using it in a sensible manner, i.e. making timely payments on them every month. Eventually, this not only improves your credit rating but also your credit limit. You can later opt for other cards too, however, choose those which have good interest rates and no annual fees. In case either of you is contemplating bankruptcy to get rid of overwhelming debts, it is important that you are well prepared for it. A consultation with bankruptcy attorneys can be a good way to do that.


          *Are you more than 60 days past due on your mortgage?

          *Do you own a home?

          Are you currently working?

          By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

        • Is the Cancellation of Debt Reaffirmation Agreement Allowed in Bankruptcy?

          Call: 888-297-6203

          Filing for bankruptcy is the best way to get rid of your debts. Almost all your nonpriority unsecured debts can be discharged through bankruptcy. Once the debts are discharged, you have no obligation to pay them. Sometimes, people can opt for reaffirming their debts. This happens in case of secured debts. People have the option of either surrendering their property or keeping them by reaffirming their loan. The terms of reaffirmation are generally like the original agreement with the creditor. However, many time it so happens that after reaffirming a loan, you find it difficult to manage the payments. Instead of going under again after a bankruptcy discharge, a better option would be to surrender the vehicle and purchase a new one with lesser monthly dues. However, many debtors are worried whether this is allowed or not? According to lawyers of Dallas based bankruptcy law firm https://www.staging.recoverylawgroup.com/, it is possible!

          The U.S. Bankruptcy Code has specified when a client can annul a Reaffirmation Agreement (11 U.S. 524(c)(4). This can occur under these situations (either of which occurs later):

          • Before receiving your bankruptcy discharge.
          • Within 60 days of filing the Reaffirmation Agreement with the court.

          If you qualify in either of these categories and wish to exercise your right of rescinding the agreement, you need to notify your creditor about it. it is advisable that you send it in writing through certified mail with a return receipt. Once you have the return receipt, you can file the notification of the same with the court.

          The ability to cancel the Reaffirmation Agreement allows the debtor a way out once they realize that they won’t be able to successfully go through the reaffirmation plan if they wish to lead a normal life after bankruptcy. Inability to maintain payments as per the agreement can throw you back under debt with no relief through even bankruptcy for a specified time frame. A Reaffirmation Agreement should not be signed without considering its implications and impact on your life post-bankruptcy discharge. An efficient lawyer can help you understand what ramifications Reaffirmation Agreement can have and despite the provision of its rescindment, the process is not to be taken lightly. You can seek guidance from experienced bankruptcy attorneys by calling 888-297-6023.


            *Are you more than 60 days past due on your mortgage?

            *Do you own a home?

            Are you currently working?

            By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

          • Managing Bankruptcy Fees is Important

            Call: 888-297-6203

            Thinking of getting rid of your debts through bankruptcy? You will be surprised to know that you require additional money to file for bankruptcy. Ironic it may seem to say, Los Angeles based bankruptcy law firm Recovery Law Group lawyer, but it is important to pay bankruptcy fees. However, people who have meager income can opt for a waiver of bankruptcy fees. A waiver of bankruptcy fees is available only to those people who cannot even afford to hire a lawyer. People who have enough money to pay for a lawyer can obviously pay the bankruptcy fees too. Thus, you cannot avoid bankruptcy fees if you have hired a bankruptcy attorney for getting through your bankruptcy discharge.

            Though filing of a bankruptcy can be done without a lawyer, it is not advised as the chances of successfully getting a discharge without a lawyer are very slim. You can call 888-297-6023 to schedule an appointment with experienced bankruptcy lawyers Los Angeles regarding your case. An alternative is available for people with legal representation who wish to avoid paying bankruptcy fees. You can cover bankruptcy fee and legal fee using your tax cover. If that option is unavailable, you could ask your family or friends for a loan for the required amount. Since bankruptcy gets you free from unsecured debts which were holding you back, once you get the discharge, you will be in a better position to pay back the loan to your friends.


              *Are you more than 60 days past due on your mortgage?

              *Do you own a home?

              Are you currently working?

              By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

            • Is Personal Information Revealed During Bankruptcy?

              Is Personal Information Revealed During Bankruptcy?

              Call: 888-297-6203

              Unable to meet financial commitment is a cause of embarrassment for most people. Majority of them choose to file for bankruptcy to get rid of debts and often avoid letting the news of their bankruptcy out. Many times, they don’t even discuss these issues with their closest friends. Thus, disclosing it to employers or landlord etc. is out of the question. While filing for bankruptcy, a lot of personal information is shared, and this is a major cause of worry for them. Since bankruptcy filing is public information, people are worried as to what happens to the personal information when they file for bankruptcy. Moreover, since disclosing of probable bankruptcy can have an adverse effect on their job, their worry is genuine.

              According to Los Angeles based bankruptcy law firm Recovery Law Group , when you file for bankruptcy, a notice is sent to all your creditors mentioned in the bankruptcy papers. If you owe money to your landlord, and the name is listed in your papers, they will be notified of your bankruptcy. However, you don’t need to worry about other personal information supplied along with bankruptcy papers to be disclosed during the proceedings. Since your tax identification number or social insurance number is not provided in the bankruptcy papers, you don’t have to worry much.

              Bankruptcy is aimed to provide financial relief to people who have been struggling with debt. A qualified bankruptcy lawyer will ensure that not only do you get a timely discharge of debts but also that your personal information is protected. If you wish to make maximum use of bankruptcy relief options, you need to call at 888-297-6023 to speak with experienced bankruptcy lawyers Los Angeles.


                *Are you more than 60 days past due on your mortgage?

                *Do you own a home?

                Are you currently working?

                By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

              • Are Accounts Included in Bankruptcy Deleted?

                Are Accounts Included in Bankruptcy Deleted?

                Call: 888-297-6203

                When you file for bankruptcy, it is important to remember that any and all accounts that are included in the bankruptcy will find a mention on your credit report. Lawyers of Los Angeles based bankruptcy law firm Recovery Law Group, inform that these accounts will not be deleted from your credit history immediately after a bankruptcy discharge, but remain on the credit report for a period of seven years. This seven-year duration is from the original delinquency date or the date of the bankruptcy filing. Individuals can file for bankruptcy under Chapter 7 or Chapter 13. The difference in credit reports in either cases is mentioned below:

                • Chapter 7

                When you file for bankruptcy, you are expected to mention all creditors and thus all accounts are listed in your credit report as “included in bankruptcy.” Once you get your bankruptcy discharge, which in the case of Chapter 7 takes 3-6 months, the account status gets updated to “discharged in bankruptcy.” Since debts in this chapter are discharged without any repayment, the bankruptcy remains on credit report for 10 years, however, the accounts included in bankruptcy are removed after seven years.

                • Chapter 13

                This chapter of bankruptcy involves repayment through a court-approved plan, on completion of which the bankruptcy is discharged after 3-5 years. Since some portion of the debts is paid in this case, the bankruptcy remains on your credit report for seven years. All accounts listed in Chapter 13 bankruptcy are shown as “included in bankruptcy” with their status changing to “discharged in bankruptcy” on completion of the repayment plan.

                In case any account included in bankruptcy fails to get listed in your credit report, you should approach a credit reporting company and provide Schedule A document from your bankruptcy filing so that the information is updated on your credit report. Having an experienced lawyer can make a huge difference to your bankruptcy case. In case you are looking for one, call 888-297-6023 to schedule an appointment.


                  *Are you more than 60 days past due on your mortgage?

                  *Do you own a home?

                  Are you currently working?

                  By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

                • Get Your Credit Report Updated to Show Bankruptcy Discharge

                  Get Your Credit Report Updated to Show Bankruptcy Discharge

                  Since bankruptcy filing is public information, people can have access to it. This is a major point of concern for bankruptcy filers as it hampers their chance of getting a loan or even a decent job. Though the information is entered in your credit report, any discharge granted for the bankruptcy should also be mentioned on the credit report. Many times as per the Los Angeles based bankruptcy law firm Recovery Law Group lawyers, the information is not updated on credit reports. This is a cause of worry for people who wish to start their life afresh but can’t. since bankruptcy is quite emotionally draining, people often are confused as to what should be done to get their credit reports updated. Here are some basic facts that can help you sort out things.

                  • Bankruptcy becomes public record and is displayed in the credit report.
                  • All accounts included in the bankruptcy should indicate the status discharged once you have completed your bankruptcy chapter.
                  • You can verify the same by getting a copy of your credit report from the official website.
                  • In case your bankruptcy discharge information is not reflected in your credit report, immediate action must be taken to get the same updated. This can be done by sending a copy of your bankruptcy Schedule A, Schedule D or Schedule F which lists all the debts included in a bankruptcy, a copy of the documentation for proof that bankruptcy has been discharged as well as the statement to update bankruptcy information. The information can be uploaded online or sent via mail at the address mentioned on the credit report.
                  • The courts can also be contacted to verify the bankruptcy discharge.

                  However, it is important to know that the discharge date will not affect when the bankruptcy information is deleted from the credit report. Bankruptcy is mentioned on your credit report for a specified period, which is seven years in the case of Chapter 13 and ten years in case of Chapter 7 bankruptcy Los Angeles. The accounts which were included in bankruptcy are also displayed along with their status. These accounts are deleted 7 years from the original delinquency date, which is generally prior to bankruptcy public records. For further information regarding bankruptcy, you can call at 888-297-6023 to speak with experienced bankruptcy lawyers.


                    *Are you more than 60 days past due on your mortgage?

                    *Do you own a home?

                    Are you currently working?

                    By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

                  • Simple Truths about Bankruptcy

                    Simple Truths about Bankruptcy

                    Bankruptcy is a misinterpreted word that is not discussed in open conversation. A person declaring bankruptcy is often looked down by society. In fact, bankruptcy is a good way to save face from bad loans and lead a respectable life. Bankruptcy is substantially explained on Recovery Law Group, which will expose myths about bankruptcy.

                    1. # 1 myth

                    Bankruptcy is often considered petrifying. In fact, bankruptcy is a good solution from never-ending debts, wage garnishments, creditors pressurization. It offers a fresh start for debtors and abstains foreclosure. All a debtor need is an experienced bankruptcy advocate to make the process simple and understandable.

                    1. # 2 Myth

                    Bankruptcy is a lengthy process. What is true about bankruptcy is its time limitation. It has a specific time period within which the case is to be wrapped up. In fact, you are cleared off in 90 days under chapter 7.

                    1. # 3 Myth

                    Bankruptcy damages credit. The bad loans that the debtor has, is cleared with bankruptcy giving him a clean slate to start his financial journey.

                    1. # 4 Myth

                    The debtor is at risk of losing his assets. There are some assets that the debtor can keep and some needs to be sold off to pay the debts. Nevertheless, the debtor does not wash off with all his assets, which can be true if he does not apply for the bankruptcy. Since the creditors will wash off with every single dime. By filing bankruptcy, depending upon which law -State or Federal, under which some properties are exempted. the debtor can save some of his assets and live a decent life.

                    All myths are busted, and some truths are reinstated about Bankruptcy. People, over-burdened by loans, that seem impossible for them to clear off, must take advice from an experienced bankruptcy advocate to understand the right course of action. The Government of USA has designed laws to help its citizens. And citizens genuinely in need must not hesitate to take help of the bankruptcy law. They can clear their doubts by calling at- 888-297-6203.


                      *Are you more than 60 days past due on your mortgage?

                      *Do you own a home?

                      Are you currently working?

                      By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.

                    • The 10th Circuit rules

                      The 10th Circuit rules

                      The 10th circuit court rules reprimand that the tax debt may not be exempted for the client under Chapter 7 if the income tax return is filed late. Income tax return debt can be discharged under chapter 7. However, it needs to fall under certain criteria. The income tax returns are a mandatory procedure that citizens of the USA need to follow every year. Tax debts can be huge, and the clients may seek discharge. You can visit Recovery Law Group for good advice.

                      The income tax return debt can be discharged under Chapter 7 when-

                      1. The tax debt is income-based for either State or Federal.
                      2. The income tax return was last filed 3 years before applying for bankruptcy.
                      3. The debtor filed the last return 2 years before applying for bankruptcy. This is under discussion in the 10th circuit rules. Whether to consider 2 years as late for filing a tax return to avail discharge in a bankruptcy case filed under chapter 7 bankruptcy.
                      4. The income tax department must have evaluated the client’s tax returns 240 days before filing for bankruptcy.
                      5. The debtor must be true and not dodging the tax laws by not filing at all or filing a fraud or dupe return.

                      What does file of late tax return mean under the 10th circuit rules?

                      When the client files his tax return 2 years before applying for bankruptcy it is considered as a late return. However, this point is still debatable and is under modification stage. A tax return is considered a late return when the IRS files a substitute return when all the debtors’ filing dates are expired. Apparently, a tax return may not be considered late if the IRS files the substitute tax return with acknowledgment of the debtor.

                      The 10th circuit court rule may not consider the tax return ‘late’ payable 2 years prior the filing of bankruptcy if a substitute returns is filed with acknowledgment under Internal Revenue Code Section 6020(a). The client’s tax debt can be exempted as per the 10th circuit rule if the client is within this parameter.

                      The final verdict

                      Since, it’s still debatable, the case may go to the US Supreme court for the further outcome. However, for now, it is established that the tax return is late if the IRS files a substitute tax return within 2 years of applying for bankruptcy. Subsequently, the client will not acquire discharge on tax debts, even under chapter 7. You can receive more information by calling on-(888-297-6203).


                        *Are you more than 60 days past due on your mortgage?

                        *Do you own a home?

                        Are you currently working?

                        By clicking “Submit”, whether I do or do not purchase any products or services on this website, I hereby give my express written consent to receive calls and SMS/text messages, including calls and SMS/text messages made and sent using automated dialing equipment and/or pre-recorded or artificial voice technology and email, about offers and deals that I wish to be kept informed about from (“Partners”), at the phone number and/or email address provided on this form, including any wireless numbers provided, even if I have previously registered the provided number on any Do Not Call Registry. If I do not make a purchase on this website, it is expressly understood that the Partners retain permission to contact me as specified earlier in this paragraph. Carrier SMS/MMS and data messaging rates apply. I also agree that by clicking “Submit” that I agree to the Privacy Policy and Terms and Conditions.